Legal
Disclaimer, Copyright & Trademark Information
Welcome to "BA Insurance Website", which is owned
and operated by British American Insurance Co. (Mtius)
Ltd. British American Insurance Co. (Mtius) Ltd maintains this
Site as a service to its visitors, subject to the following
terms and conditions concerning the use of the Site ("Terms
of Use"). When you use the Site, you accept the Terms
of Use; if you do not agree to the Terms of Use you may not
use the Site. British American Insurance Co. (Mtius) Ltd reserves
the right to modify content on the Site and these Terms of
Use periodically without prior notice. It is your responsibility
as a user to refer to the terms on accessing this service.
Changes will be effective immediately and you will be deemed
to have accepted any change if you continue to access the
Site after that time.
Copyright
The Site and the content within the Site are the
property of a subsidiary of the British American Investment Co. (Mtius) Ltd group of companies and
are protected by Mauritian copyright laws and international
treaty provisions. The compilation, organization and display
of the content as well as all software and inventions used
on and in connection with this Site are the exclusive property
of a subsidiary of the British American Investment Co. (Mtius) Ltd group of companies.
Trademark
Information
British American Insurance Co. (Mtius) Ltd service marks, trademarks and other marks indicated on our site are trademarks of a subsidiary of the British American Investment Co. (Mtius) Ltd group of companies. Other marks, graphics, logos, page headers, button icons, scripts noted on the Site are the sole and exclusive property of subsidiary of the British American Investment Co. (Mtius) Ltd group of companies.
The above marks and trademarks may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits British American Insurance Co. (Mtius) Ltd and/or any subsidiary of the British American Investment Co. (Mtius) Ltd group of companies and in connection with any service or product that is not sponsored, endorsed or produced by British American Insurance Co. (Mtius) Ltd. All other trademarks not owned by British American Insurance Co. (Mtius) Ltd or its affiliates that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by British American Insurance Co. (Mtius) Ltd or its affiliates.
Limited
Permission to Copy
You are permitted to print or download extracts from
these pages for your personal use only. Any copies of these
pages saved to disk or to any other storage medium may only
be used for subsequent viewing purposes or to print extracts
for personal use. You may not (whether directly or through
the use of any software program) create a database in electronic
or structured manual form by regularly or systematically downloading
and storing all or any part of the pages from the Site. No
part of the Site may be reproduced or transmitted to or stored
in any other web site, nor may any of its pages or part thereof
be disseminated in any electronic or non-electronic form,
nor included in any public or private electronic retrieval
system or service without British American Insurance Co. (Mtius)
Ltd's prior written permission. For permission to reproduce
any contents of this web site, please contact British American
Insurance Co. (Mtius) Ltd.
You may not frame or utilize framing techniques to enclose
any trademark, logo, or other proprietary information (including
images, text, page layout, or form) of British American Insurance
Co. (Mtius) Ltd without the express written consent of British
American Insurance Co. (Mtius) Ltd. You may not use any meta
tags or any other "hidden text" utilizing British
American Insurance Co. (Mtius) Ltd's name link without express
written permission. You do not acquire any ownership rights
to any content in the Site. Any unauthorized use terminates
the permission or license granted by British American Insurance
Co. (Mtius) Ltd.
Disclaimer
The contents of this Site are only for general information
or use. They do not constitute advice and should not be relied
upon in making (or refraining from making) any decision. British
American Insurance Co. (Mtius) Ltd hereby excludes any warranty,
express or implied, as to the quality, accuracy, timeliness,
completeness, performance of the Site or any of its contents,
including (but not limited to) any costing tools contained
within the Site. British American Insurance Co. (Mtius) Ltd
will not be liable for any damages (including, without limitation,
damages for loss of business projects, or loss of profits)
arising in contract, to or otherwise from the use of or inability
to use the Site, or any of its contents, or from any action
taken (or refrained from being taken) as a result of using
the Site or any such contents. British American Insurance
Co. (Mtius) Ltd makes no warranty that the contents of the
Site are free from infection by viruses or anything else which
has contaminating or destructive properties.
Certain links on the Site may lead to resources located on
servers maintained by third parties over whom British American
Insurance Co. (Mtius) Ltd has no control. British American
Insurance Co. (Mtius) Ltd accepts no responsibility or liability
for any of the material contained on those servers.
Except as expressly stated in an agreement between you and British American Insurance Co. (Mtius) Ltd, all content, services, products and software provided on this web site are provided "as is" without warranty of any kind, either express or implied. British American Insurance Co. (Mtius) Ltd disclaims all warranties, express or implied including, without limitation, those of merchantability, fitness for a particular purpose and noninfringement. You are solely responsible for the appropriateness of the site, its content, and the products and services offered by British American Insurance Co. (Mtius) Ltd on the site for your intended application and use. British American Insurance Co. (Mtius) Ltd does not warrant that the site, its content, or the products and services it offers on the site meet your requirements. Subject to the terms of any agreement between you and British American Insurance Co. (Mtius) Ltd, British American Insurance Co. (Mtius) Ltd shall not be liable for any direct, indirect, special, consequential, incidental, or punitive damages, even if British American Insurance Co. (Mtius) Ltd has been advised of the possibility of such damages.
There can be no assurance that future results will be achieved
and actual results could differ materially from forecasts,
estimates and summary information contained in the Site.
Indemnity
You agree to defend, indemnify, and hold harmless
British American Insurance Co. (Mtius) Ltd, its employees,
affiliates, attorneys and agents ("Indemnities")
against all claims, expenses, liabilities, losses, costs and
damages, including reasonable attorney's fees, that the Indemnities
may incur (i) in connection with your use of the Site or any
hyperlinked Web site or (ii) resulting from content you supply.
Limitation of Liability
In no event will British American Insurance Co. (Mtius)
Ltd be liable for any damages, including but not limited to,
direct or indirect, special, incidental, or consequential
damages, losses or expenses arising out of or in connection
with this site or use thereof, or incurred as a result of
any failure of performance, omission, error, defect, delay
in operation or transmission, computer virus or line or system
failure, even if British American Insurance Co. (Mtius) Ltd,
its employees or representatives thereof, are advised of the
possibility of such damages, losses or expenses.
Material Submitted by
Users
Certain elements of the Site may contain material
submitted by users. British American Insurance Co. (Mtius)
Ltd accepts no responsibility for the content or accuracy
of such material.
You may submit comments and provide other content so long
as the content is not obscene, illegal, threatening, or defamatory
and so long as the content does not invade the privacy or
infringe the intellectual property of a third party. Further,
such content may not contain software viruses, mass mailings,
chain letters, or any form of "spam." You may not
use a false e-mail address, impersonate any person or entity,
or otherwise mislead as to the origin of the information.
By submitting information, you grant British American Insurance
Co. (Mtius) Ltd a nonexclusive, royalty-free, perpetual, irrevocable
and fully sub-licensable right to reproduce, use, modify,
publish, adapt, translate, create derivative works from, distribute
and display such content throughout the world in any media.
By submitting information you also represent and warrant that
the content is accurate; you own or have permission to use
the content that you submit; and that use of the content will
not cause injury to any person or entity.
Policies and Services
Offered By British American Insurance Co. (Mtius) Ltd On The
Site
British American Insurance Co. (Mtius) Ltd offers
policies and services on the Site. When you enroll to obtain
a product or service from British American Insurance Co (Mtius)
Ltd on the Site, you accept the specific agreement applicable
to that product or service. Your use of any such product or
service offered on the Site is governed by the terms and conditions
in the agreement for that product or service. Except as provided
in that agreement, British American Insurance Co. (Mtius) Ltd
does not warrant that any product descriptions or content
contained in this Web site is accurate, current, reliable,
complete or error-free.
Links to Third Party
Sites
The links in this area will let you Leave British
American Insurance Co. (Mtius) Ltd's site. The linked sites
are not under the control of British American Insurance Co.
(Mtius) Ltd and British American Insurance Co. (Mtius) Ltd
is not responsible for the contents of any linked site or
any link contained in a linked site, or any changes or updates
to such sites. British American Insurance Co. (Mtius) Ltd is
not responsible for any other form of transmission received
from any linked site. British American Insurance Co. (Mtius)
Ltd is providing these links to you only as a convenience,
and the inclusion of any link does not imply endorsement by
British American Insurance Co. (Mtius) Ltd of the site.
Applicable
Laws
All matters relating to your access to and use of the Site
shall be governed by Mauritian laws where the specific Web
site you are viewing is hosted without regard to its conflict
of law principles. Any legal action or proceeding relating
to your access to or use of the Site shall be instituted in
a concerned state court in the jurisdiction in which the specific
Web site you are viewing is hosted.
If there is a determination that any provision of these Terms
of Use is invalid or unenforceable, that determination will
not affect the rest of the Terms of Use and the Terms of Use
shall be deemed amended to the minimum extent necessary to
make them valid and enforceable.
Privacy Policy
Personal information on you and to you is only collected when
you voluntarily choose to give us your personal details by
enquiring about or ordering any of our services/goods.
It is important to ensure that your information is kept confidential,
under prevailing data protection laws in force in Mauritius
.
We may make some enquiries about you with the aim of processing
your application and, with your consent, we may also disclose
some or all the information you provide to us to any or all
of the companies forming part of The British American Investment
Group of Companies ("BA Insurance Group") of which British American Insurance Co. (Mtius) is a member.
The information which you give us about yourself, the Directors
of your company, the details of any agreement and the history
of business conducted between us will be retained by us in
our records.
British American Insurance Co. (Mtius) or the companies mentioned
above may use this information to write, phone or contact
you by other means to offer products or services. As is required
by law, you will always be given the opportunity to say that
you do not wish this to happen and we shall duly comply.
You have the right to see a copy of any information we hold
about you by written request and also if you pay any prescribed
fee.
We may collect and store information during normal Web site
usage such as the name of your internet service provider,
the web site that referred you to us, the pages you request,
and the date and time of those requests. We may use this information
to generate statistics and measure site activity to improve
the usefulness of customer visits. Information you provide
to this website is used to improve the services we provide
you.
Contact Information
If you have any questions regarding these Terms of
Use, please contact British American Insurance Co. (Mtius)
on (230) 800-1000.
Copyright © 2007, British American Insurance
Co. (Mtius) Ltd, 25 Pope Hennessy Street, Port-Louis, Mauritius.
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